Last Updated: August 28, 2020

Welcome! Thank you for visiting Litavis®.

 

The Litavis Network (referred to as "Litavis," "we," "our," or "us") provides a service that enables a convenient way to transfer money between you and others who are enrolled directly with Litavis or enrolled with a financial institution that partners with Litavis (each, a “User”) using aliases, such as email addresses or mobile phone numbers. We refer to financial institutions that have partnered with Litavis as “Network Financial Institutions.”

 

This privacy policy (“Privacy Policy”) explains our information privacy practices and the choices you can make about the collection, use, disclosure, and retention of information you submit or we collect through our website litavismanagement.com. We specify in this Privacy Policy when the contents apply to our website and we use the term “Site” when the contents apply to both. The Site is owned and operated by Litavis, LLC.

 

To make this Privacy Policy easy to find, we make it available on the litavismanagement.com homepage.

 

Full Privacy Policy

 

<![if !supportLists]>1.  <![endif]>Scope and Consent

 

When you use the Site, you are contracting with Litavis, LLC, located at 1967 Wehrle Dr., Suite 1-086, Buffalo NY 14221. By using the Site, you expressly consent to our collection, use, disclosure, and retention of your personal information as described in this Privacy Policy.

 

Your use of the website is also governed by the Service Agreement Terms and Conditions and Consent and Notice Regarding Electronic CommunicationsDo not use the Site if you do not agree to these terms.

 

 

<![if !supportLists]>2.  <![endif]>Personal Information We Collect, Disclose for a Business Purpose.

 

When you use the Site, we collect the categories of personal information about you identified in the chart below. As further set forth in the chart below, in the past 12 months, we have disclosed your personal information to third parties for business or commercial purposes.

 

Categories of Personal Information Collected in the last 12 months:

Categories of sources from which information is collected:

Business or commercial purposes for collection, use, and sharing:

Disclosed for business purposes to the following categories of third parties:

Personal and online identifiers (such as name, email address, IP address or unique online identifiers)

 

All categories listed below in Section 3.

 

All purposes listed below in Section 4.

 

All categories listed below in Section 5.

Certain customer record information (such as address, telephone

All categories listed below in Section 3.

All purposes listed below in Section 4.

All categories listed below in Section 5.

number, financial account numbers, or any other financial information)

 

 

 

Commercial or transactions information (such as records of transactions made through Litavis)

 

 

All categories listed below in Section 3.

 

 

All purposes listed below in Section 4.

 

 

All categories listed below in Section 5.

Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application)

 

 

 

All categories listed below in Section 3.

 

 

 

All purposes listed below in Section 4.

 

 

 

All categories listed below in Section 5.

Other information about you that is linked to the personal information above (such as information you associate with your Litavis profile)

 

 

All categories listed below in Section 3.

 

 

All purposes listed below in Section 4.

 

 

All categories listed below in Section 5.

 

 

 

<![if !supportLists]>3.  <![endif]>Categories of Sources of Personal Information We Collect

 

We collect personal information from the following categories of sources:

 

<![if !supportLists]>a.    <![endif]>Users of the Site (when accessing or using the Site);

<![if !supportLists]>b.    <![endif]>Users’ devices (when accessing or using the Site);

<![if !supportLists]>c.     <![endif]>Network Financial Institutions; and

<![if !supportLists]>d.    <![endif]>Service providers.

 

 

 

<![if !supportLists]>4.  <![endif]>Why We Collect, Use, and Share Information for Business and Commercial Purposes

 

We use and disclose the personal information we collect for our commercial and business purposes, as further described in this Privacy Policy. These commercial and business purposes include, without limitation:

 

<![if !supportLists]>a.    <![endif]>Preventing, detecting and protecting against security incidents, fraud and prohibited or illegal activities;

<![if !supportLists]>b.    <![endif]>Performing services (for us or our service providers) such as account servicing, providing customer service, fulfilling transactions, verifying consumer information, providing analytic services;

<![if !supportLists]>c.     <![endif]>Internal research for technological improvement;

<![if !supportLists]>d.    <![endif]>Internal operations;

<![if !supportLists]>e.    <![endif]>Verifying the existence of your financial account;

<![if !supportLists]>f.      <![endif]>To enforce our terms and conditions;

<![if !supportLists]>g.    <![endif]>Researching and resolving issues related to transactions you sent or received;

<![if !supportLists]>h.    <![endif]>Debugging;

<![if !supportLists]>i.      <![endif]>Facilitating transactions, including enabling our Network Financial Institutions to complete money transfers between their customers and you;

<![if !supportLists]>j.      <![endif]>Notifying you, by text or email, of a pending money transfer or a request for payment;

<![if !supportLists]>k.     <![endif]>Facilitating enrollment and resolving issues relating to enrollment;

<![if !supportLists]>l.      <![endif]>Identity verification;

<![if !supportLists]>m.   <![endif]>Verifying changes you have made to your personal information;

<![if !supportLists]>n.    <![endif]>Auditing related to our interactions with you;

<![if !supportLists]>o.    <![endif]>Activities to create, develop, operate, deliver, maintain and improve our products and services;

<![if !supportLists]>p.    <![endif]>Legal compliance;

<![if !supportLists]>q.    <![endif]>Responding to your requests and complying with your stated communication preferences;

<![if !supportLists]>r.      <![endif]>Providing you with a safe, efficient, and customized experience;

<![if !supportLists]>s.     <![endif]>Authentication;

<![if !supportLists]>t.      <![endif]>Providing other services you request; and

<![if !supportLists]>u.    <![endif]>Other one-time uses.

 

 

 

<![if !supportLists]>5.  <![endif]>Recipients of Personal Information

 

Disclosure

 

We may disclose the categories of personal information designated above to the categories of third parties listed below for business purposes:

 

<![if !supportLists]>a.    <![endif]>Other Litavis Users (for example, if there is a disagreement between two or more Clients that involves a disputed financial transaction for goods, services, or housing, we may share your name (from your Litavis profile) with the other User to ensure the other User intends to send a payment to you. We do not share your financial account information with other Litavis Users.);

<![if !supportLists]>b.    <![endif]>The Litavis, LLC corporate family;

<![if !supportLists]>c.     <![endif]>Our Network Financial Institutions;

<![if !supportLists]>d.    <![endif]>Our service providers;

<![if !supportLists]>e.    <![endif]>Law enforcement, government agencies and other authorized third parties;

<![if !supportLists]>f.      <![endif]>New owners (in the event we plan to merge with or be acquired by that business entity);

<![if !supportLists]>g.    <![endif]>Companies in the mobile app industry;

<![if !supportLists]>h.    <![endif]>Other entities with your consent.

 

<![if !supportLists]>6.  <![endif]>Your Choices

 

You can control how and when you want to receive notifications from us by following instructions within the notices you receive from us.

 

You may not opt-out of administrative emails (for example, emails about your transactions or policy changes) for your enrolled profile.

 

You may request to cancel your profile with Litavis by emailing us at info@litavismanagement.com. However, doing so will immediately terminate your ability to use the service and you may be evicted from the Premises.

 

<![if !supportLists]>7.  <![endif]>Your Rights Regarding Personal Information

 

We provide notice of the following rights you have, regardless of whether we are obligated by law to observe them and regardless of your state of residence:

 

<![if !supportLists]>·       <![endif]>For certain categories of personal information, the right to request a list of what personal information (if any) we disclosed to third parties;

<![if !supportLists]>·       <![endif]>The right to know the categories and specific pieces of personal information we collect, use, and disclose, about you, our business and commercial purposes for collecting such personal information, categories of third parties with whom the business shares personal information, the categories of sources from which we collected your personal information, whether we have disclosed your personal information for a business or commercial purposes in the preceding 12 months, and the categories of third parties with which we have shared your personal information;

<![if !supportLists]>·       <![endif]>The right to request that we delete the personal information we have collected from you or maintain about you;

<![if !supportLists]>·       <![endif]>The right to be free from discrimination for exercising your privacy rights.

 

To exercise any of the above rights or access your personal information, please contact us at info@litavismanagement.com.

 

Please note the above-listed rights are subject to certain exceptions. For instance, we cannot disclose or permit access to specific pieces of personal information if the disclosure or access would present a certain level of risk to the security of the personal information, your account with us or the security of our systems or networks.

 

<![if !supportLists]>8.  <![endif]>Verification Process and Required Information

 

We may need to request additional information from you to verify your identity or understand the scope of your request, although you will not be required to create an account with us to submit a request or have it fulfilled.

 

For requests made online, at a minimum, your identity will be verified through your existing Litavis password protected account and a One-Time Password (OTP) secure authorization.

 

For requests made by phone, at a minimum, your identity will be verified by matching certain personal information provided by you with personal information maintained by us. We may use a third-party identity verification service to assist us with verifying your identity.

 

<![if !supportLists]>9.  <![endif]>Authorized Agent

 

You may designate an authorized agent to make a request on your behalf. Your authorized agent will be required to produce a signed authorization from you and additional identity verification may be required. Authorized agent requests may be made by writing to us at info@litavismanagement.com.

 

<![if !supportLists]>10.  <![endif]>Minors’ Accounts

 

The Site does not knowingly collect information from children as set forth above. This site is not intended for anyone under the age of 18 who cannot enter into a legally binding contract.

 

<![if !supportLists]>11.  <![endif]>Accessing, Reviewing, and Updating Your Personal Information

You can access, review and update your personal information at any time by emailing us at info@litavismanagement.com. You can update your User profile and registration information, including your financial account, personal information and email addresses/mobile numbers. Keeping this information up-to-date is very important. If this information is incomplete, inaccurate or not current, please update your information by looking into your profile.

 

<![if !supportLists]>12.  <![endif]>Our Data Retention Practices

 

We generally retain information for as long as it is necessary and relevant for our operations and to comply with applicable law.

 

You may request to cancel your profile and enrollment with Litavis by emailing us at info@litavismanagement.com. Information from closed or suspended profiles will only be retained as necessary to comply with law, prevent fraud, prevent re-registration, assist with investigations, resolve disputes, analyze or troubleshoot programs, enforce our terms and conditions, or take other actions permitted by law.

 

<![if !supportLists]>13.  <![endif]>How We Use Cookies and Tracking Technologies

 

We do not currently use cookies on our website.

 

<![if !supportLists]>14.  <![endif]>Notice to California Residents

 

How We Respond to Do Not Track Signals for California Residents: California Business & Professions Code Section 22575(b) (as amended effective January 1, 2014) provides that California residents are entitled to know how we respond to "Do Not Track" browser settings. We do not currently take actions to respond to Do Not Track signals because a uniform technological standard has not yet been developed. We continue to review new technologies and may adopt a standard once one is created.

 

<![if !supportLists]>15.  <![endif]>Links to Third-Party Websites

 

Our website may contain links to other third-party websites, such as our Network Financial Institutions. When you leave our website and visit those websites, you are bound by the privacy policies of those websites. We are not responsible for the privacy practices of these third party websites, which are governed by their own privacy policies and practices.

 

<![if !supportLists]>16.  <![endif]>Security

 

To help us protect the privacy of your data, we maintain technical, physical, and administrative security measures to protect against loss, misuse, unauthorized access, disclosure, or alteration. Some of the safeguards we use are firewalls, data encryption, physical access controls to our data centers and information access authorization controls. It is your responsibility to make sure that your personal information is accurate and that your password(s) and profile registration information are secure and not shared with third-parties. Additionally, we use security features that are built into the hardware and software of your device to help protect your transactions, such as facial or fingerprint recognition.

 

<![if !supportLists]>17.  <![endif]>Children's Privacy

 

Our Site is not intended for children under the age of 18. For information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC website: www.ftc.gov.

 

<![if !supportLists]>18.  <![endif]>Territorial Scope and Processing

 

We are located in the United States. Our services are available for eligible United States users only. Our operations use a network of computers, cloud-based services, and other infrastructure and information technology that are based in the United States.

Additionally, we may use third-party service providers that may be located in and process or store your personal information in the United States, the European Union, and other countries. If you create a profile, you consent to the collection and/or processing of your personal information and tracking technologies/cookies as described in this Privacy Policy.

 

<![if !supportLists]>19.  <![endif]>Notification Regarding Updates to This Privacy Policy

 

From time to time, we may update this Privacy Policy. You agree that we may notify you about material changes in the way we treat personal information by placing a notice on the Site. You should check the Site frequently for updates.

 

<![if !supportLists]>20.  <![endif]>Contact for More Information

 

If your questions are not answered in this Privacy Policy, you may email us at info@litavismanagement.com.